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Program Name HL200 HL400 HL600
Provider Networks
Physician and Ancillary services   Multiplan/PHCS Practitioner and Ancillary Network - Sharing of physician and ancillary service expenses is available only for In Network providers.
Hospital   Sharing of eligible expenses is available for any accredited hospital in the United States. This program does not use a hospital network.
Non-Sharable Amounts (NSA)  
One Member per Household   $2,000 $4,000 $6,000
Two Members per Household   $4,000 $8,000 $12,000
3 or More Members per Household   $6,000 $12,000 $18,000
Application Fee and Monthly Membership Dues
Application Fee (Non-refundable) $75 $75 $75
UHF Monthly Membership Dues per Household $15/mo $15/mo $15/mo
Sharing Restrictions and Maximums         
Pre-Existing     Restricted sharing for pre-existing conditions.
Sharing Limit per Medical Incident   $400,000 $300,000 $200,000
Annual Physical / Well Child Exam and Other Preventive Services   After 30 days, Members are eligible for one Routine Physical (Adults) or Well Child Exam (Children) per year. Sharing for Routine Physical, Well Child Exam and other Preventive Care services combined is limited to $500 per Member per year.
Visit Maximums per Member  
  • Nine visit maximum for any combination of Primary Care, Specialist and Urgent Care
  • Nine visit maximum for pre-natal care
  • Four visit maximum for medical management
  • Six visit maximum for chiropractic
  • Ten visit maximum for any combination of naturopathic care, respiratory therapy, and hyperbaric therapy
Annual Sharing Maximum Per Member $900,000 $500,000 $250,000
Consultation Fees
Telemedicine - Unlimited Use, Available 24/7 (Not Subject to NSA) $0 $0 $0
Annual Physical / Well Child Exam and Other Preventive Services $0 $0 $0
Primary Care - Office Visits $25 $30 $40
Specialty Care - Office Visits $50 $60 $80
Urgent Care Visits $75 $75 $100
Emergency Room   $300 $400 $500
Chiropractic $35 $35 $35
Portion of Expenses Sharable After Meeting NSA
*Sharing for Inpatient/Outpatient Hospital Services is subject to a 30-day waiting period  
(longer for Maternity  )
Hospitalization   80% 70% 60%
Surgery   80% 70% 60%
Maternity - Labor & Delivery   80% 70% 60%
Diagnostic Tests and Imaging Accessed Via Non-Hospital Independent In-Network Facility   80% 70% 60%
Pharmacy
RxSimpleShare RxSimpleShare can be purchased as an add-on to the UHS Healthy Life Program.
RxSimpleShare shares only for drugs that are on the approved formulary list. There is a $5 co-share payment per prescription and sharing is limited to $500 maximum per month (based on actual cost of medication). A 30 day waiting period applies for new UHS program members.
Please refer to the Sharing Guidelines for definitive rules and guidelines. In case of any discrepancies, the Sharing Guidelines will prevail.
UHF

Get in Touch

If you have a question about a specific member and/or needs request, please call the number on the back of the member’s UHF membership card.

For more general inquiries, call 877-987-1233.

UHF

Get in Touch

Contact - For Agents
Or call 800-921-4505, select option 3
UHF

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Contact - For Businesses

Or call 888-636-7119

UHF

Get in Touch

Contact - For Individuals

Or call 888-636-7119