Program Name UHS1 UHS2 UHS3 UHS4 UHS5 UHS6
Provider Networks
Physician and Ancillary services   Multiplan/PHCS Practitioner and Ancillary Network - Sharing of physician and ancillary service expenses is available only for In Network providers.
Hospital   None – Sharing of eligible expenses is available for any accredited hospital in the United States.
Non-Sharable Amounts  
Per Individual Member $1,000 $1,500 $2,500 $3,500 $5,000 $6,000
2 Person Household $2,000 $3,000 $5,000 $7,000 $10,000 $12,000
3 or more Person Household $3,000 $4,500 $7,500 $10,500 $15,000 $18,000
Annual Co-Share Maximum Amounts (Optional)  
Per Individual Member $3,000 $4,500 $7,500 $10,500 $15,000 $18,000
2 Person Household $6,000 $9,000 $15,000 $21,000 $30,000 $36,000
3 or more Person Household $9,000 $13,500 $22,500 $31,500 $45,000 $54,000
Application Fee and Monthly Membership Dues
Application Fee
(Non-refundable)
$75 $75 $75 $75 $75 $75
UHF Monthly Membership Dues per Household $15 $15 $15 $15 $15 $15
Sharing Restrictions and Maximums     
Pre-Existing       Restricted sharing for pre-existing conditions. (Elective cosmetic surgery is never eligible for sharing.)
Sharable Amount Limit per Medical Incident       $450,000 $350,000 $250,000 $200,000 $150,000 $100,000
Annual Physical / Well Child Exam and Other Preventive Services   After 30 days (or after 90 days with the ACSM option), Members are eligible for one (1) Routine Physical (Adults) or Well Child Exam (Children) per year. Sharing for Routine Physical, Well Child Exam and other Preventive Care services combined is limited to $500 per Member per year or $1,000 per Member per year with the ACSM option.
Visit Maximums per Member   Nine (9) visit maximum for any combination of Primary Care, Specialist and Urgent Care. Nine (9) visit maximum for pre-natal care.
Annual Sharing Maximum Per Member $900,000 $700,000 $500,000 $400,000 $300,000 $200,000
Consultation Fees
Telemedicine - Unlimited Use, Available 24/7 (Not Subject to NSA) $0
Consultation Fee
$0
Consultation Fee
$0
Consultation Fee
$0
Consultation Fee
$0
Consultation Fee
$0
Consultation Fee
Annual Physical / Well Child Exam and Other Preventive Services  (Eligible for Sharing Prior to Meeting NSA) After 30 days, Members are eligible for one (1) Routine Physical (Adults) or Well Child Exam (Children) per year. Limit of Sharing Amount for Routine Physical, Well Child Exam and other Preventive Care services combined is $500 per Member per year.
Primary Care - Office Visits   $25
Consult Fee
$25
Consult Fee
$25
Consult Fee
$25
Consult Fee
$25
Consult Fee
$35
Consult Fee
Specialty Care - Office Visits   $50
Consult Fee
$50
Consult Fee
$50
Consult Fee
$50
Consult Fee
$50
Consult Fee
$70
Consult Fee
Urgent Care Visits   $75
Consult Fee
$75
Consult Fee
$75
Consult Fee
$75
Consult Fee
$75
Consult Fee
$100
Consult Fee
Emergency Room      $300
Consult Fee
$300
Consult Fee
$300
Consult Fee
$300
Consult Fee
$300
Consult Fee
$400
Consult Fee
Therapy - Physical, Occupational, Speech, Chiropractic   $25
Consult Fee
$25
Consult Fee
$25
Consult Fee
$25
Consult Fee
$25
Consult Fee
$25
Consult Fee
Portion of Expenses Sharable After Meeting NSA
*Sharing for Inpatient/Outpatient Hospital Services is subject to a 30-day waiting period  
(longer for Maternity  )
Hospitalization   85%
After NSA
80%
After NSA
75%
After NSA
70%
After NSA
65%
After NSA
60%
After NSA
Surgery   85%
After NSA
80%
After NSA
75%
After NSA
70%
After NSA
65%
After NSA
60%
After NSA
Maternity - Labor & Delivery   85%
After NSA
80%
After NSA
75%
After NSA
70%
After NSA
65%
After NSA
60%
After NSA
Diagnostic Tests and Imaging Accessed Via Non-Hospital Independent InNetwork Facility   85%
After NSA
80%
After NSA
75%
After NSA
70%
After NSA
65%
After NSA
60%
After NSA
Pharmacy
Pharmaceuticals Prescription drugs are only eligible for sharing when provided by a hospital as part of inpatient treatment or administered by an outpatient facility during an outpatient surgical procedure. Pharmacy Discount Programs are available online for your prescriptions.
Please refer to the Sharing Guidelines for definitive rules and guidelines. In case of any discrepancies, the Sharing Guidelines will prevail.
UHF

Get in Touch

If you have a question about a specific member and/or needs request, please call the number on the back of the member’s UHF membership card.

For more general inquiries, call 877-987-1233.

UHF

Get in Touch

Contact - For Agents
Or call 800-921-4505, select option 3
UHF

Get in Touch

Contact - For Businesses

Or call 888-636-7119

UHF

Get in Touch

Contact - For Individuals

Or call 888-636-7119